Making it to Payday

Making it to Payday

posted in: Cash Coach | 0

There are plenty of reasons we can end up a little short before payday – extra bills, emergency expenses or maybe a few small items just adding up to more than usual. Whatever the reason, there are things you can do to make your cash last until payday.

 

Pick up some cash-in-hand jobs on the weekend

Have you heard of Airtasker? If not, sign yourself up. Airtasker is an Australia-wide website where people post jobs and you can bid to do the work. It covers everything from cleaning, home maintenance, admin and flyer delivery to graphic design or even building a website. You might find a simple job you can handle on the weekend, and pick up some handy extra cash to tide you over to your next pay. You can also check out our other ideas for making money.

 

Eat on the cheap

Meatless Monday can stretch into the week when you’re short on cash. Vegetarian dishes are often cheaper than their meat equivalents. At around $1 per tin, chickpeas or lentils will healthily bulk up a meal for much less than beef or chicken.

If you can’t go without meat, bu cheap cuts and slow cook them into curries or stews. Bulk the meal up with in-season (cheaper) veggies and serve with budget-boosting rice to make it go further. Also, check your freezer and cupboards before you hit the shops – then get creative. Potatoes. Eggs. Tinned food. Frozen peas. These things can go a long way.You don’t need to be Bear Grylls to survive until payday.

 

Cash in all receipts

Got Medicare or private health fund receipts hanging around? Cheques still to be cashed? Or even a couch that could be a cash cow? There’s often money lying around that you can round up when you need it. Do a coin trawl – think washing machine seals, the side of your car seats, clothing pockets. Inspect your shopping receipts so you can save money on food offers. Every bit you find will help you get through the last couple of days.

 

Sell unwanted items for instant cash

There’s no better time to collect up those unwanted items or gifts. Take them to a second-hand retailer for instant cash. Anything from electronics, consoles and DVDs to fitness equipment (for example, outgrown bikes or dusty gym equipment) and jewellery can be traded in for cash. And the added bonus – you’ll be de-cluttering your home.

 

Let people know if payments will be late

If you’ve got bills or payments due during the time leading up to payday, call and let people know the payments will be late. Most companies are understanding as long as they know what’s going on – especially if you stick to your promise to pay it back.

And when payday comes? Take a look at your budget so you don’t have to go searching for coins again – there are plenty of free apps that can help. In debt? Try these tips to get out of debt

 

Take the stuff you’ve got lying around and convert it to instant cash. Check out Cash Converters and discover the wide range of goods you can cash in.

Melanie Hearse

Melanie Hearse

Melanie Hearse is a journalist, writer, wife and mother of two pre-teen boys. She's had more than a decade's experience picking the brains of Australia's best psychologists, health experts, scientists, financial wizards (and other brilliant minds) for publications including Cosmopolitan, Body + Soul, Ninemsn, Smarter Business Ideas, Kidspot and Buzzfeed - and many, many, more. With a former life in the retail and public health sectors and psychology, she likes writing about health, parenting, lifestyle, personal finance, home and small business and how people can live their very best life.
Melanie Hearse

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